Legal posture for India account access
Our legal terms explain how your account may be opened, used, checked and closed within the areas where access is allowed. We do not present access as available in every location; eligibility depends on local law and is available where local law permits. When you use
-
1
UPI, Paytm, PhonePe or Google Pay, payment references may sit with your account record so we can match deposits, withdrawals, refunds, charge queries and security checks. These records are handled for contract, fraud-control, tax, audit and support purposes. If the law changes, or if a regulator,
-
2
bank partner or payment partner requires a change, we may adjust account access, verification steps or record handling. We aim to write these terms in plain English for India, while keeping enough detail for legal, privacy and payment queries.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.